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Is it a bluff?

Updated: Feb 24, 2022

Welcome to BeUtiful Dreams Blog! I am so excited to be able to finally share with you all some stories, lessons, inspiration and resources that will help and encourage you along the way in your financial journey.

For those of you who don't follow me on IG yet and don't know me, my name is Shartimary Velázquez, I help people create a financial plan that will turn their financial dreams into reality. Although, I love Instagram let's face it, many details get cut out in the captions and well I love that I will be able to elaborate more here. This might not be the common welcome or first blog post but hey I thought we should just jump right to it! We'll have time to get to know about each other more in the future.

But, with so many people out there saying they know the "right" way to handle money, I know you might wonder is it a bluff? Is there even a right way to handle your money? The answer is NO it's not a bluff and YES there is a right way to handle money. But don't worry I'm not going to leave you hanging with a No and a Yes answer. Today, we're going to dive into how come there are so many people out there saying they can teach you the right way to handle money because there is a right way to do it and how come it's not a bluff.

Doing a quick search in google of "how to handle money the right way" will leave you drowning in an ocean of 3.8 billion results. After a few hours of reading some blogs or watching YouTube videos you stay completely overwhelmed and confused still wondering what the right way is. I've been there and know that feeling far too well. It sucks!

You have people sharing that the famous Ramsey's way is THE WAY and yet others telling you that he's wrong. You have people telling you to budget monthly and others telling you to budget weekly. You have people telling you to pay off debt from smallest to largest, others telling you to go from largest to smallest and yet others telling you to go by interest rates only. There are still so many people in this world sharing information and saying they know the right way, how come it's not a bluff then? The answer is very simple. It's not a bluff because it was the right way for them.

If you pay close attention most if not all share how they use their known "right way" to succeed financially. The misconception lay in believing that there is only ONE way to manage finances and that it will work for everyone. Personal finance is not a one size fits all. I for one can tell you that I didn't just used one person's method. I combined different methods from different people that I believed created the right way for my family.

Now, to answer the most important question, YES there's a right and a wrong way to handle money. I believe you know that as well, if there wasn't a right and wrong way, then in some sense we will all be in the same situation financially. For example, there wouldn't be debt, there wouldn't be bankruptcy. Yet, that is not the case because even when two people make the same amount of money, they will most likely handle it different, therefore, will receive different results which will eventually lead to different consequences.

For the most part though, handling money the right way, has little to do with who's methods you use or whether you're good or bad with math but rather more to do with habits and mindset. Therefore, creating good habits like budgeting, tracking expenses, savings etc. will help you handle money "right". Changing your mindset where you're goal oriented, aware of your triggers and knowing how to offset them will also help you handle your money more efficiently.

So, don't get so caught up in whose financial method you should use, rather Be "U", just a better you. A you that will actually do the work in order to turn your dreams into reality. It is my hope to be able to help you along the way, providing you with all the information you need, not just with the step by step of my methods but also by helping you shift your mentality. Oh, and to begin shifting your mentality, I have to say this, just simply start, stop pushing it off, because tomorrow, next week, next month, or even next year might not be better unless you start doing something about it today.

I'll talk to you next week! You don't want to miss it. In the meantime, leave a comment below letting me know if you're ready to start today, I would love to cheer you on.

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